1.   But in Japan deadbeat borrowers pay little more interest than the best credits.

2.   The banks say lending is risky because ramshackle Russian laws and courts leave them with little chance of collecting from deadbeat borrowers.

3.   When all else has failed, it has taken the decidedly un-Japanese approach of hauling hundreds of deadbeat borrowers to court.

4.   Without it, Uncle Sam might become the biggest deadbeat borrower the world has ever seen.