1.   Analysts said Monday that more layoffs were likely as the two banks consolidated operations.

2.   But the situation in New York appears to be the exception, with Denver a more likely model for consolidated operations.

3.   Gradually Timberland has shut warehouses scattered across Europe and consolidated operations in Enschede, an eastern city.

4.   Many of the larger HMOs have reported healthy profits from their consolidated operations nationwide.

5.   This year, results improved after the retailer cut its products, improved customer services, closed stores and consolidated operations.

6.   Petrolimex, which trades gasoline and fuel oil, consolidated operations in January with Kerogasimex, a kerosine trader, the government-owned Vietnam News reported.