1.   Armed with stolen documents detailing how addictive nicotine is, the smokers charged cigarette companies with not warning customers that smoking was addictive.

2.   In addition to restricting smoking to outdoor areas or separately ventilated rooms, a growing number of businesses are charging smokers more for their health insurance.

3.   Instead, the company now charges smokers more for health coverage.

4.   New Brunswick Scientific Co., a maker of biotech equipment in Edison, N.J., also charges smokers more for their health coverage.