1.   About one in five of all trips are made for business purposes.

2.   Money held for business purposes is specifically excluded under all policies.

3.   The policy excludes any part of the premises used for business purposes.

4.   Insurance also covers personal effects required during travel on Company business and the use of privately owned motor vehicles for authorised business purposes.

5.   It does not include the granting of access for recreational or educational purposes, unless the granting of such access falls within the business purposes of the occupier.

6.   As Bob is using the premises for business purposes, the Unfair Contract Terms Act will apply.

7.   Are the premises being used for business purposes?

8.   That is unlikely to be involved where the use of part of a dwellinghouse for business purposes does not change the overall character of its use as a residence.

9.   In addition, some clauses are regulated differently according to whether the contract is made with a person dealing as a consumer or with a non-consumer.