1.   Spokeswoman Mary Trigg said the company would consider acquisitions that would let it expand into new areas of consumer lending, such as home equity loans and business banking.

2.   The thrift also delayed upgrading its computer systems in areas such as business banking.

3.   In New York, the new Chase will be number one in consumer and business banking.

4.   However, Murray also said Tuesday that competition in business banking was keen.