1.   High street banks have been tapping the student Market for years, offering undergraduates free overdrafts.

2.   Similarly, a bank can tap into and analyze the data a competitor has reported under CRA.

3.   Sometimes the bank can tap the venture capitalists if the start-up runs out of money.

4.   The argument that foreign banks can tap cheap loans and better compete with Thai banks should not be an excuse used to protect Thai banks any more.

5.   Officials said the bank will also tap into the Mexican market where it currently has no representation under provisions contained in the North American Free Trade Agreement.