1.   If you incur bank charges, some banks operate a slightly cheaper tariff for direct debits because they are more easily handled.

2.   Some large international banks operate separate export service subsidiary companies that make credit available to overseas buyers.

3.   The banks operate as principals and as agents for their own customers.

4.   Is credit rationing easier to implement if banks operate as a cartel or if they are highly competitive?

5.   The banks operate the system of payment by cheques and offer a wide range of financial services to their customers.

6.   To reconcile this conflict, commercial prudence dictates that a bank operates an efficient portfolio of assets.

7.   Analysts said the conflicting ways the banks operate made it difficult to enforce the accord.

8.   And for now, his bank is operating well, and he seems like a man who is not about to be rushed.