1.   Argus said the bank intends to reduce the cost ratio further in the next few years.

2.   Banks intend for the take to be small, said Jim Grabicki, a bank consultant who lives in Port Townsend.

3.   But the bank intends to keep its foot in emerging markets and even rebuild a presence in Latin America, where it hurriedly cut its staff last year.

4.   He declined to say how much the bank intended to sell.

5.   He said the bank now intends to focus on developing its existing business.

6.   Hoyos said the bank intends to enter the Japanese bond market no later than April.

7.   James A. Harmon, the Export-Import Bank president, said the bank intends to do well for America by doing good for Africa.

8.   Maxwell said that the bank never intended to be all things to all investors.

9.   Ministry officials within the banking bureau and the international finance bureau said that Mitsubishi Bank officials have discussed a vague outline of what the bank intends to do.

10.   The bank intends to continue accumulating shares in the six funds, officials said.