1.   Bank charters are typically awarded to big campaign contributors.

2.   Combining its marketing expertise with its new bank charter, Capital One will begin testing direct marketing of CDs nationwide.

3.   Mahan, a Kentucky banker, had the bank charter.

4.   Only a handful of states have industrial bank charters that can be owned by nonbanks.

5.   State Street today barely resembles that model, even though it operates with the benefits and restrictions of a bank charter.

6.   To comply with existing law, Citigroup could divest of insurance underwriting businesses or seek to be regulated under a different type of bank charter.

7.   U.S. banks can operate under a state bank charter, a charter from the Comptroller of the Currency, the Federal Reserve, or a combination.