1.   By banding together, banks may avoid leaving particular lenders in the lurch.

2.   He said that banks had avoided the bad publicity from the sales scandals at many life insurance companies.

3.   Industry experts said the banks can avoid panic among their staffs by providing specifics on job-cutting early on.

4.   It allows banks to avoid having to reconcile on their books the fact that they bought a company for far more than its accounting book value.

5.   It issued a statement asking the central bank to cut obligatory reserves so banks could avoid succumbing to the crisis.

6.   Japanese accounting rules allow banks to avoid reporting such restructured debt as bad loans, as long as the interest payments remain higher than the discount rate.

7.   Many investment banks avoid telling investors to buy or sell stocks when it could benefit their own trading strategies.

8.   No agreement has been reached for the bank to avoid prosecution and pay a fine.

9.   Perhaps the most remarkable thing about the Wells Fargo plan is that the bank is deliberately taking on an accounting treatment that banks usually avoid.

10.   Rubin would allow banks to avoid the complicated and costly burden of setting up holding companies and instead create wholly owned, but separately incorporated, subsidiaries.