81.   Gopal Ahluwalia, a vice president in charge of research for the Washington-based National Association of Home Builders, has been studying that question for decades.

82.   Goldman was hired from Bear Stearns Cos., where he was managing director of Brazilian equity research for two years.

83.   He completed research for this article as a visiting scholar at the Minda de Gunzberg Center for European Studies at Harvard University.

84.   He described the position of those who favor stem-cell research for its potential ability to cure some of our most deadly and intractable diseases.

85.   He became a proponent of prefabricated housing early in his career, when he conducted research for the John B. Pierce Foundation on cheaper, more efficient construction techniques.

86.   He lives in Atlanta but is technical director of malicious code research for TruSecure Corp. in Herndon, Va.

87.   He said he paid three New York police detectives to start the research for him in their off-duty time.

88.   He now writes a monthly column on computer research for the newsletter of the local chapter of the Ohio Genealogical Society.

89.   He is hoping the professor will understand why he missed class, gathering primary research for his final paper.

90.   He was also assistant to the director for research for the Sandia Corp. in Albuquerque, N.M., which helped develop the atomic bomb.