81.   The ever-broadening use of managed care techniques reflects the fact that there have been major changes in how health care is delivered and financed.

82.   The high retention of adverse mutations probably reflects the fact that human populations have been extremely small throughout their evolutionary history.

83.   The failure of the mortgage-backed derivatives market to revive reflects the fact that investors in such securities suffered steep losses last year.

84.   The higher commissions reflect the fact small companies bring in less revenues than larger firms.

85.   The hourly wage was also rounded up to reflect the fact that Houstonians need cars.

86.   The gasoline market reflects the fact that when the economic engine slows down, the nation consumes less fuel.

87.   The marketing happy face simply reflects the fact that the company has products to sell even as it pursues a reorganization or a sale of its assets.

88.   The medical industry leads the lobbying pack, reflecting the fact that the state spends more each year on health care than any other area.

89.   The low numbers reflect the fact that no single potential candidate has yet emerged to challenge Gore.

90.   The low rate reflected the fact that investors were eager for the potential upside of the stock.