81.   The proposal by Justice went to a royal commission that is considering reform of the legislative House of Lords.

82.   The proposal goes before the state Board of Education in late January, then to a series of public hearings.

83.   The proposal goes to the federal Health Resources and Services Administration, a branch of the Department of Health and Human Services, for review.

84.   The proposal now goes to the Senate, where the outlook is uncertain.

85.   The proposal then goes to the Florida Supreme Court, which decides whether its language and intent are clear.

86.   The proposal went down decisively.

87.   The proposal went nowhere.

88.   The proposal will also go slow on breaking down the walls dividing the businesses of brokerages and banks, another focus of the reform, investors said.

89.   The proposal will then go to the SEC, and industry insiders say approval is likely.

90.   The proposal next goes before a House-Senate conference committee.