81.   Some older craftsmen have opted for early retirement because their pensions are more than they can earn making toys.

82.   State budgets have been slashed, meaning kindergartens have closed, health care and schooling have worsened and pensions are low, Mrs. Clinton noted.

83.   The cost of living in Nepal is much lower, but the ex-servicemen argue that the pension is still far too low.

84.   The Ministry of Defense says Gurkha pensions are now roughly equivalent to a third of the pensions for British soldiers and are adequate for retirees living in Nepal.

85.   The proposed overhaul took three years to draft, but still lacks significant detail, such as how much a state pension would be.

86.   For many ailing liquidators, who cannot work, their pensions are essential to their survival.

87.   German authorities maintain his pension is legal because he lost a leg in the war.

88.   But their pensions are far from being on the level of their west German counterparts.

89.   The population is ageing, state pensions are inadequate -- and now big companies are abdicating responsibility for looking after their workers in their old age.

90.   Meeting this target will be made even harder if the pensions are increased, Barchuk said.