81.   In the old days, insurance plans covered the procedure if a patient complained of breathing difficulties.

82.   Insurance plans adopted similar systems.

83.   Insurance plans have never been very generous with mental health care, but the managed-care companies are even more parsimonious.

84.   Insurance plans cover all domestic partners.

85.   It also allows employers to deduct the cost of a long-term-care insurance plan for their employees as a business expense.

86.   It could also use money in the state-controlled postal insurance plan to purchase Japanese shares.

87.   It has subsidiaries in several European countries, including France, Germany and Italy, that also sell insurance plans directly.

88.   Its major innovation is eliminating the tax deductibility to employers of part of the cost of expensive insurance plans.

89.   It would not set up a new bureaucracy to manage the medical marketplace, and it would let consumers rely on existing private or government insurance plans.

90.   Jonas wants to get people to think of quality health care as a right, and to develop a comprehensive insurance plan adapted to local conditions.