81.   Also, new mortgages carry higher rates.

82.   Although the report was stronger than expected, higher rates threaten to boost mortgage rates and hurt business in coming quarters.

83.   Although fear of higher U.S. rates was partly responsible for drops in Latin American stock markets, it was seen as a knee-jerk reaction.

84.   Also, higher rates tend to strengthen the dollar, making gold more expensive for overseas buyers.

85.   American tourism is expected to surge this summer, so expect higher seasonal rates.

86.   Although more companies and municipalities may sell debt this autumn, they may face higher borrowing rates unless the economy slows.

87.   Among developed nations, only Italy, Spain, Sweden and the Czech Republic have higher rates and all suffer from much greater inflation.

88.   Although they do not release redemption figures, many manufacturers say they have higher return rates on rebate offers in the higher dollar amounts.

89.   Although the authors attribute this to the higher rate of home ownership among older Americans, both high and low income groups are vulnerable to predatory contractors.

90.   Americans earned and spent more than expected in January, adding to concern that a robust economy will lead to higher rates.