81.   All three plans envision that investments would be allowed only in broad stock and bond index funds to avoid concentrating too much capital in any particular company.

82.   Although bond funds buy the new securities, their older holdings weigh down their returns.

83.   Burt if you do decide to go into bond funds, you should start out with a reasonable set of expectations.

84.   But bond funds, to the surprise of some people, were flat by comparison.

85.   But for the first time in three months, Ms. Morrison said, more money flowed into bond funds than out at Fidelity.

86.   But for now, the right percentage for the bond fund is zero.

87.   But good bond funds tend to make up the lost ground in the other years.

88.   But cash flows into municipal bonds are generally flat and, despite a bond market rally this year, most taxable bond funds are seeing outflows.

89.   But if you want to go beyond Treasuries, you may be better off in a bond fund.

90.   But interest rate risk is closely allied with the portfolio maturity of a bond fund.