71.   No more occasional pay raises, employee savings plans, overtime windfalls.

72.   New investments via the savings plans are actually made by buying shares in the market.

73.   Ohioans rave about a controversial medical savings plan that threatens to derail a popular bipartisan health care plan in Congress.

74.   One group that hopes to be the first to offer its residential and business customers a five-year savings plan is the Cape Cod Compact.

75.   Parents or grandparents could pour some cash into a short-term savings plan, with goals such as paying college tuition or, later on, paying off college loans.

76.   Parents should, if possible, develop a long-term savings plan just as they would for a child who was going to attend college.

77.   One possible drawback is that Arizona has chosen just three investment firms to offer the savings plan.

78.   Pending in Congress is legislation that would allow a federal tax exemption for earnings on state college savings plans.

79.   Our elected leaders are responding to them every time they noodle around with the tax code and with tax-deferred savings plans.

80.   Polaroid declined to provide current information about the savings plan.