71.   Most observers predict that rates will drop substantially as carriers compete to gain market share.

72.   Most rates drop from September through March.

73.   Nearly all the formerly communist countries in Europe have experienced drops in birth rates, although nowhere has the rate dropped as sharply as in eastern Germany.

74.   Nevertheless, there has been some scrambling by borrowers who locked in mortgages last week only to see rates drop sharply.

75.   Nonetheless, many money managers contend U.S. rates will drop in coming months, as signs of slowing economic growth and tame inflation mount.

76.   Now, because fewer people go uninsured, the infant mortality rate has dropped and the immunization rate for toddlers is improving.

77.   Police responses accelerated, and the rate of burglaries dropped.

78.   PacTel also said long-distance rates would drop substantially after it entered the market.

79.   Rates could drop even lower soon.

80.   Rates drop in the next six months now that the Fed has cut the overnight bank lending rate, leading to lower bank prime rates.