71.   Insurance companies were eager to offer inexpensive policies as a way to build their business in this new market, and they significantly underestimated their costs.

72.   Last week, she defined that policy as having short, medium and long-term goals.

73.   Macedonia maintains an official policy as a reluctant host.

74.   Maginnis of the Family Research Council praised that policy as a guidepost and signal to Americans.

75.   --Middle-class families are hit almost as hard by inflexible workplace policies as low-income families.

76.   Military experts here criticized the policy as ineffective.

77.   McGreevey says he took the job not so much to influence policy as to gain insights into corporate culture.

78.   Most missing policyholders who turn out to be alive are owed stock in the new company, cash, or beefier policies as part of the transformation.

79.   Neither Baker nor President Bush regarded this policy as likely to create problems for NATO.

80.   Mr. Bowden helped shape judicial policy as a Jimmy Carter appointee to advisory groups.