71.   For all new loans and escrow accounts, lenders must comply with the new rules within six months.

72.   Foreign banks are refusing to extend new loans.

73.   Getting a first lien home-equity loan requires the borrower to refinance the outstanding mortgage with a new loan whose balance includes the extra money the borrower wants.

74.   He added that the new loan program has a captive audience.

75.   He also said that he had instituted new rules to insure that new loans made or guaranteed by the agencies were repaid.

76.   He noted that borrowers must also take into consideration closing costs of the new loan and determine whether the loan will be held long enough to recover those costs.

77.   He declined to discuss terms of the new loans.

78.   He recently secured a new loan that will allow him to double his cattle herd over the next dozen months.

79.   He urged the immediate creation of a global credit-insurance agency that would insure new loans to Asia.

80.   He was seeking either new loans or concessions on old loans for more than a dozen real-estate projects, mostly office complexes and shopping centers.