71.   The mergers have to be finalized by September and completed by April.

72.   The merger still would have to meet regulatory approval.

73.   The mergers have to be finalized by September and completed by next April.

74.   The merger also has the support of another shareholder advisory firm, Proxy Monitor Inc., of New York.

75.   The merger has strong business backing.

76.   The United Auto Workers said it would monitor any impact the merger could have on members.

77.   This fact implies that mergers have to be made among these banks to create a sound banking system that is ready for globalization.

78.   What CAHB will do with the huge amount of cash it will receive for the merger has yet to be determined.

79.   Analysts said the merger had a reasonable chance of receiving approval in the United States.

80.   Analysts said the merger has a reasonable chance of receiving approval in the United States.