71.   World stock funds have generated lower returns than domestic stock funds in four of the past five years, Lipper said.

72.   Higher inflation and lower interest rates lead to decreased savings because people receive a lower real return on their money.

73.   Lower returns on copper, fish meal and cellulose were expected this year.

74.   Meanwhile, the lower return on equity in banks would make bank shares less attractive to investors.

75.   Mediobanca blamed some of the losses on lower returns in its securities portfolio.

76.   Why place your investments in an instrument with less volatility but lower returns?

77.   Investors should also accept that low inflation involves lower returns, he added.

78.   Analsts said the deal could lead to futher growth opportunities for WMC but the immediate effect was a lower return to the Australian company from its Alcoa stake.

79.   Lower returns on fixed-rate investment prompted turnover in shares, pushing the Dow to a new record on Thursday.

80.   The employment figure was very weak and should remain so in the coming months, which implies lower returns for businesses, Johnson said.