71.   The firm said a computer glitch caused thousands of customers to be charged late payment fees improperly.

72.   The firm increased the penalties it charges for late payments and spending over credit limits, a spokeswoman said.

73.   The late payment penalty is half a percentage point a month.

74.   The higher rate kicks in if a customer makes a late payment, exceeds a credit limit, or has the account closed.

75.   The only regulation for credit card terms is one that limits late payment penalties.

76.   The penalty is added to interest charges on late payments.

77.   The report incorrectly listed not one but two defaulted student loans and several recent late payments for an American Express account that I had closed years before.

78.   The state insurance department has fined Oxford twice for late payments under a new law.

79.   The typical excavation turns up obscure votes or a late payment on taxes.

80.   The trustee sought not only to collect unpaid freight charges but also to collect liquidated damages for late payment.