71.   Generic drugs have historically been more attractive to consumers, particularly people on fixed incomes and the elderly, because they are less expensive than brand names.

72.   Government bonds pared early gains to trade little changed after stock prices jumped in late trading, making fixed income investments such as bonds less attractive.

73.   Granted, it can be expensive for someone on a fixed income, and climbing subway staircases is no longer a snap when the legs start to go.

74.   Gurry said SBC Warburg already is a market leader in fixed income, corporate finance and equity capital markets.

75.   Hansen says many Net schemes are aimed at older people on fixed incomes and unsophisticated young adults.

76.   Glen Insley is director of fixed income.

77.   He also served as director of global fixed income research, among other positions.

78.   He has grown his equity holdings to parity with his fixed income holdings, and will grow them further.

79.   He was called back from Tokyo to New York to head the fixed income and foreign exchange business.

80.   He made his name, says Smith, by exporting the U.S. techniques of arbitraging in the fixed income securities markets.