71.   Ask if the firm has had unanswered complaints filed against it.

72.   At Polaroid, he learned about developing molecules to perform specific functions for photographic dyes, while at Millipore he saw how pharmaceutical firms had problems purifying biological molecules.

73.   Bankruptcy proceedings carry other serious risks for Andersen, because the firm has few tangible assets, like buildings and computers, that can be sold to raise money.

74.   Banks and brokerage firms have easy-to-use forms that help calculate how much money you will need to save to maintain your existing lifestyle during retirement.

75.   Banks and investment firms will have to spend billions of dollars to adapt their accounting systems to the new currency.

76.   Awash in capital, many venture capital firms have more money to invest than can readily be soaked up by new, sure-fire companies.

77.   Because of its close ties to a ministry in Beijing, Wei said, the firm apparently had early information on a plan to raise the premium on bonds.

78.   Because Rockwell is the chief supplier of modems to Internet providers, the firm should have had an inside track.

79.   Because underwriting high-yield bonds is so lucrative, a string of new securities firms have jumped into the business.

80.   Big drug firms have pockets deep enough to fund biotech experiments.