71.   Businesses can pay all types of federal taxes.

72.   Bush has proposed a variety of federal tax credits and other programs to help pay for health insurance.

73.   Bush proposed major reforms in the public schools, in the Social Security system and in the federal tax code.

74.   But because the federal tax bite is much greater than those imposed by any states, the sheltering benefits of muni bonds dwarf that of Treasuries.

75.   But beginning next year, withdrawals used for college will be free from federal taxes.

76.   But another way to cut federal taxes is to make more savings tax-deductible.

77.   But he does not support the Defense of Marriage Act, which withholds benefits in federal taxes, pensions and other areas to partners of homosexuals.

78.   But immediately the foundation faced a thorny legal and business problem because of a sweeping change in federal tax laws.

79.   But Kennedy would also go further by reforming the least progressive of all federal taxes, for Social Security.

80.   But Mendoza, the commissioner, may appreciate the Blue Cross argument that avoiding federal taxes would mean more money for California charities.