71.   Long Beach Financial originates, buys and sells residential mortgage loans to customers with poor credit histories.

72.   Lenders get other necessary information electronically in a matter of minutes on personal and business credit histories, mortgage loans, liens and even lawsuits.

73.   MasterCard International Inc., which has been bemoaning record bankruptcies, launched a credit card in cooperation with Greyhound Lines Inc. aimed at bus riders with bad credit histories.

74.   Mercury, a company that specializes in used-car loans to individuals of modest means and with poor credit history, has grown rapidly.

75.   Ms. Dorcik did not get the job, and she said she was almost certain that the deciding factor was her credit history.

76.   Not your credit history, not your convenience store stickup in front of that security camera, not your most intimate phone conversations with best friend Linda Tripp.

77.   Of the six charter-school rejections in May and June, for example, four of them stemmed from the bad credit histories of school officials.

78.   Officials at a formal announcement, just north of downtown Kansas City, Kan., also revealed a plan to reduce homebuying costs for buyers with spotty credit histories.

79.   Once the finance operations have been fully rolled out, AutoNation will finance car purchases for people with reliable credit histories.

80.   One unsuccessful experiment was Urcarco Inc., which catered to low-income consumers, many with poor credit histories.