71.   A few experiences make the bad times easier to bear.

72.   After he researches a fund and buys its shares, he will stick with it through two years of bad times if performance seems likely to improve.

73.   All three are one caution point away from a mandatory one-game suspension, which comes at a bad time with the big games next week.

74.   But after a decade of prosperity and sky-high Wall Street returns, many younger investors have never seen bad times.

75.   But Americans are really only risk-takers in bad times.

76.   But baseball was no more and no less than a way to blot out some bad times.

77.   But even in the bad times players remember competitive games, or at least close games.

78.   But Galvin also worried that the suit comes at a bad time.

79.   But if you are compelled to withdraw funds at a bad time you can end up a pretty substantial loser.

80.   But good times and bad times in farming have made no difference to those at the lowest rung.