61.   Bernas had, since March last year, also started paying shipping costs in ringgit, resulting in substantial savings.

62.   Cash management is also now global, resulting in substantial savings, said Trotman.

63.   Fewer hospital visits, a better quality of life and substantial savings.

64.   If the United States adopts mandatory carbon reductions, that deal could mean substantial savings for Murphy Oil.

65.   In drawing up this scheme, EPF realised that members who have substantial savings are mature enough to decide how their monies should be invested.

66.   In most cases, deregulation has not led to substantial savings for consumers.

67.   Similar projects in other countries brought substantial savings to the government, which pays a certain amount per prisoner per day to the operating company, Mzimela said.

68.   Surely then, EPF should allow members who have substantial savings in the fund to withdraw as much money as they can to substantiate their retirement nest-egg.

69.   They can save about half price buying their smokes on the ferries to France, with lesser but substantial savings on alcohol.

70.   Despite substantial savings the government concedes that a defence budget increase will still be needed eventually.