61.   The result will be higher tax revenues for the Treasury, and slightly lower returns for pension funds that invest in foreign stocks.

62.   The sales come as bond yields hover near the lowest in four months, making it cheaper for municipalities to borrow, but giving investors a lower return.

63.   The rate gap means lower returns on yen-denominated deposits and fixed-income assets, undermining the yen.

64.   The tradeoff is that these securities and the funds that own them sometimes pay lower returns.

65.   Therefore, it provides a lower return to option holders.

66.   They also paid higher fees and, consequently, earned lower returns than if they had simply invested in a mutual fund.

67.   Those lower values mean their goods cost less in the world market and they sell more -- and investors seeing lower returns quit sending so much money.

68.   Traditionally, money market funds carry lower returns because they invest in relatively safer short-term securities like Treasury bills and commercial paper.

69.   Unfortunately for investors, frantic trading can lead to much lower returns.

70.   With a higher debt rating, a company can pay bond buyers a lower return.