61.   Lower financial income also contributed to the decline, it said.

62.   Lower fixed income yields make stocks more attractive than bonds to many investors.

63.   Lower income groups, most affected by the economic slow-down, are the greatest beer consumers.

64.   Many of them have lower income levels than New York City but pay more per student in local property taxes than the city pays for its students.

65.   Mass-market PCs could also change the face of the Internet, allowing users with lower incomes to join the mostly affluent denizens of cyberspace.

66.   Medicaid is intended for families with somewhat lower incomes.

67.   Meanwhile grants, loans and work-study programs for lower income people get bare bones.

68.   Minorities, households with lower incomes, rural residents and older people are all less likely to log on than the typical middle-class white American.

69.   Neither Gingrich nor Majority Leader Dick Armey is willing to buckle to the demands of either the pension group or the one that wants a lower income ceiling.

70.   New savings accounts, aimed chiefly at helping lower income people build for retirement, would match individual savings with contributions from the government.