61.   In May, President Bush appointed his Commission to Strengthen Social Security to assemble a plan for enacting his campaign pledge to add private investment accounts to Social Security.

62.   In particular, they have pointed out that brokerage firms do not have deposit accounts for correspondent banks, although some maintain investment accounts for such banks.

63.   In response to questions from the Senate committee Tuesday, Greenspan said he supported proposals to create private investment accounts as part of the Social Security system.

64.   In one comment that worried labor leaders, Clinton said in July that he would favor investment accounts over cutting benefits or raising the payroll tax.

65.   In such a plan a worker puts a percentage of his or her pretax earnings into an investment account, where the money grows tax-free until retirement.

66.   Instead, workers could divert part of their payments into private investment accounts.

67.   In the long run, the president could have difficulty finding money to pay for his plan to add private investment accounts to Social Security.

68.   It did not call directly for private investment accounts.

69.   Investment accounts can be set up for grandchildren, godchildren, friends, even for the investors themselves.

70.   It tells you how to open an investment account directly with the government, and explains the rules governing purchases and sales of Treasury issues.