61.   However, cost estimates by individual companies have been hard to come by --until now.

62.   However, small percentage changes at a fund like Magellan can lead to big swings in the number of shares Fidelity holds at individual companies.

63.   In Germany, collective bargaining generally results in pattern agreements for sectors of business, rather than for individual companies.

64.   In addition, individual companies need to get serious about enhancing returns on equity, about controlling their costs and positioning themselves to meet global competition.

65.   In individual company news, Komag Inc. became the second disk drive part maker in as many days to lower its profit outlook for the current quarter.

66.   In other words, get out there and invest in individual companies.

67.   In return for a membership fee, the NAIC supplies clubs with tips on how to select stocks, though it does not recommend individual companies.

68.   In many cases, economists say, factory employees will be expected to buy individual shares, though how transferable they are will depend on the individual company.

69.   In the past, individual companies, such as Intel, have led the effort.

70.   Individual companies that have announced plans to move say that local and state efforts to improve the business climate are becoming more visible.