61.   First, because most smokers have medical insurance, and thus do not burden the public treasury at all.

62.   Fleming, who advises companies on how to prepare for unforeseen events, says having insurance is just one aspect of the preparation needed.

63.   Few property owners are believed to have landslide insurance.

64.   Few property owners in Princeville had flood insurance.

65.   For another, many same-sex partners have insurance through their own jobs.

66.   Freddie Mac considers the condominium earthquake insurance requirement similar to requirements that lenders ensure borrowers have fire insurance.

67.   Fortunately, the owner had insurance.

68.   Hansen has insurance, but as the extensive repairs got under way even more damage was discovered.

69.   He also declined to talk about how much liability insurance the company has or whether it will establish reserves for liability payments.

70.   He also had no insurance.