61.   Many banks have used tax-preferred policies to cover the cost of other employee benefits.

62.   Many companies, especially small ones, are shifting the costs of employee benefits to workers or scrapping benefits entirely, producing a kind of equity of misery.

63.   McCain said in a telephone interview that the spots were made in response to charges Bush began airing Tuesday accusing McCain of planning to tax employee benefits.

64.   Moreover, the cost of employee benefits could be poised to rise in the new year.

65.   Most are created as an addition to existing employee benefits.

66.   Most medium-size and large companies provide many employee benefits beside health insurance.

67.   Most of the sites are eligible for federal and state wage tax credits, investment tax credits, utility rate reductions, employee training benefits and tax-exempt bond financing.

68.   NCR Corp. Chairman and Chief Executive Lars Nyberg warned employees last week that pending changes in employee medical benefits are significant.

69.   Now its practice areas include corporate, employee benefits, estate planning, government regulation, and international law.

70.   One force that may push up inflation next year is the cost of employee benefits, Moskow said.