61.   The cumulative effect of all the tinkering, however, has been anything but good, say a growing chorus of pension experts and economists.

62.   The cumulative effect of all these threats is to make the tobacco industry talk about striking a deal with its tormentors.

63.   The cumulative effect of all this was to make a gallery in which almost nothing is either trivial or superfluous.

64.   The cumulative effect of these changes is to blur the distinction between savings bonds and other government obligations.

65.   The cumulative effect of this chatter was staggering.

66.   The cumulative effect was to convince me that even on the material level, a person can be greatly reduced by strife and hard work.

67.   The cumulative effects of such losses, NATO has said, will eventually choke the Serb offensive and force a chronic collapse of the military units conducting it.

68.   The cumulative effect is of nesting dolls, each one opening to reveal another inside that is smaller but identical.

69.   The cumulative effect is powerful and can be eerie as well.

70.   The cumulative effect of the dry weather has turned the lush grasses of eastern Long Island into a tinderbox.