61.   All the cruise lines are taking nonrefundable deposits.

62.   All the major cruise lines are acknowledging they use discounting to fill the growing number of staterooms.

63.   All the major cruise lines seem to be on a building spree.

64.   Also, merchandise sold on board is guaranteed by the cruise line.

65.   All-inclusive trips can really mean all-inclusive, as many cruise lines are finding out.

66.   But a spokesman from the Royal Caribbean cruise line Monday said he never heard of such a problem on a cruise ship.

67.   But be warned that most cruise lines do charge a single-supplement fee.

68.   But if the flight was booked by the cruise line and is delayed, the line usually takes responsibility.

69.   But Greco said that agreeing to a refund would be letting the cruise line and the jeweler off too easily.

70.   But Martin Salzedo, president of Discovery cruise lines, disagrees.