61.   When Mary and Russell Selover bought an apartment in a prewar building on the Upper East Side, they discovered a situation similar to mine.

62.   When they bought the apartment, the kitchen showed its age.

63.   When they bought the apartment eight years ago, they took out an adjustable mortgage, and they refinanced three years ago into another adjustable rate.

64.   When the state orders an apartment deregulated, some tenants in cooperative buildings buy their apartments.

65.   When they bought the apartment they had no idea what was behind the closet door, or that it belonged to them.

66.   But most wage earners cannot afford to buy apartments without government help.

67.   He can get a mortgage to buy an apartment, a loan to buy a car, things unimaginable just a few years back.

68.   He bought an apartment in New York, near the Empire State Building, appeared in Broadway cabarets and befriended Louis Armstrong and Charlie Chaplin.

69.   He spoke about the upcoming semifinal match with Kafelnikov, who is from the southern Russian city of Sochi but recently bought an apartment in Moscow.

70.   His only surprise was an announcement that qualified residents of public housing will be able to buy their apartments - some for as little as a dollar.