51.   One Tokyo bank executive told me how he envied the Japanese subsidiary of Citibank, which waives certain fees for customers who keep a large minimum balance.

52.   One caller wanted to know whether redemption fees are waived when the law requires that fund shares be sold because an investor reaches a certain age.

53.   Plate fees are waived for these honorees.

54.   Roistacher has lowered or even waived membership fees to those who could not afford the full rate.

55.   Shalala and the department waived the fee the secretary would otherwise have been paid.

56.   Small, young equity funds often waive fees to build assets quickly.

57.   Some banks may even waive fees.

58.   Some colleges encourage the practice by waiving the fee for an electronic application, saying it saves them the expense of entering data.

59.   So Chase and Citicorp are giving free terminals to merchants and waiving fees, hoping to persuade retailers to add another payment device to their already crowded counters.