51.   Despite such restrictions, the new guidelines are expected to further fuel the number of patients filling prescriptions through the state programs.

52.   Directly financing state programs that help the elderly and disabled would be more efficient than the tax cut, though probably less popular in Congress.

53.   Enrollees are also being moved in and out of the waiver programs without their consent to maximize federal matching funds for the state Medicaid program.

54.   Federal officials contend that the ruling applies to people of all ages with all types of disabilities in all institutions and all state programs.

55.   Florida, Nevada, South Carolina, Washington and West Virginia have the newest state programs, begun in the last six months.

56.   Fleet said loans designed for low- and moderate-income borrowers under the federal Community Reinvestment Act or state lending programs will be excluded from overage charges.

57.   Gary Stangler, director of the Missouri Department of Social Services, agreed that state programs are underfunded.

58.   Gov. George Pataki has refrained from such attacks, perhaps because he has succeeded in curtailing the growth of many state programs over the last two years.

59.   Graves, a Republican, refused Wednesday to specify the state programs he wanted reduced.