51.   Lower German rates reduce the returns investors can get on mark-denominated deposits.

52.   Lower interest rates typically make the currency of a country less attractive by reducing the return investors get for holding it.

53.   Lower Japanese rates reduce the return investors get on yen-denominated deposits and typically make the Japanese currency less attractive.

54.   Lower rates would reduce the returns on German deposits, and could hurt the mark.

55.   Lower U.S. rates reduce the return investors get on dollar-denominated deposits and typically make the U.S. currency less attractive.

56.   Major oil companies oppose the two bills saying it would violate the contracts they have with their service stations and reduce their return on investment.

57.   Major oil companies oppose the two bills saying it would violate the contracts they have with their services stations and reduce their return on investment.

58.   Nippon Life expressed concern corporate pension funds may cancel contracts if guaranteed returns are reduced.

59.   Over the long term, such practices should reduce returns.

60.   Prepayments can reduce the returns of mortgages securities by forcing investors to reinvest at lower rates.