51.   Japanese bonds rose after the Bank of Japan left a surplus in the banking system and kept money-market rates from rising.

52.   Japanese bonds rose for the first time in four days after the Bank of Japan signalled its intention to keep overnight rates from rising.

53.   Large industrial customers across the country have already received reductions in rates from their current utilities and want to be able to buy inexpensive power from outside sources.

54.   Largely because Canada uncoupled tax rates from inflation a decade ago, more taxpayers have shifted into higher brackets.

55.   Last week, yields skirted one-year highs after a newspaper article reported central bankers were debating whether to guide rates from historic lows.

56.   Low reimbursements rates from the government and the health care plans fall short of the money hospitals spend caring for patients.

57.   Lower coupon passthroughs can better withstand drops in rates than higher coupon issues, since the home loans backing them were taken out at lower rates from the start.

58.   Middle class, with no great pockets of wealth or poverty, it has good graduation rates from solid schools and large numbers of educated, working parents.

59.   Morningstar calculates the beta after deducting the T-bill rate from the returns of the fund and the index and comparing those adjusted returns.

60.   Naval Academy administrators expect competency, competitiveness and high graduation rates from their student-athletes.