51.   For years company pension schemes have argued that a pension fund surplus rightfully belongs to the employer -- hence the proliferation of contribution holidays.

52.   The declaration came as hundreds of retired rail workers lobbied MPs at Westminster over Government plans for their pension scheme.

53.   After the First World War the coverage of unemployment insurance was extended and a contributory pension scheme was introduced.

54.   The company is very confident that our new employee trustees will make an effective contribution to the running of our pension schemes.

55.   Also on the agenda are moves to increase the level of national savings, probably by raising contributions to the state pension scheme.

56.   As for people at work, they will foot the bill for, among other things, health care and pension schemes.

57.   But he faces the likelihood of strong resistance from labor unions and other interest groups if he attempts major structural changes in areas like the generous state pension scheme.

58.   Chirac has promised lower taxes and reforms in sensitive areas such as the state pension scheme for public service workers.

59.   It may also gain some more through taxes based on a wealth test that would tap voluntary contributions to pension schemes.

60.   Over the past five years South Korea has set up a national pension scheme and gone a long way towards providing comprehensive health insurance.