51.   Also Wednesday, the central bank announced it was seeking public comment on how its regulations may be adapted to online banking and lending.

52.   But Bell said he doubted features like virtual safe deposit boxes would lure those wary of online banking.

53.   But in the long term, Garto predicted, as more people become comfortable with online banking, traditional banks will become obsolete.

54.   International Business Machines Corp. joined with commercial banks to design an online banking and bill payment system.

55.   The biggest draw of online banking, Applegate says, will be the convenience -- in tracking accounts, transferring funds or paying bills without leaving the office.

56.   With online banking, you can have your bills paid automatically from your account.