51.   The net effect is likely to be many fewer jobs in retail businesses.

52.   The net effect is lower, even negative, total returns.

53.   The net effect is that since the end of the Cold War, many U.S. troops have seen their standard of living decline.

54.   The net effect is that software designers have greater flexibility and efficiency, while customers have more choices in assembling just the right software for their needs.

55.   The net effect is that there is a lot of confusion about the new chips, even among industry analysts with advanced engineering degrees.

56.   The net effect of this misperception is to suggest a stronger consensus than truly exists for actions against the ethnic group.

57.   The net effect was that it took a lot longer to produce this insightful column than it should have.

58.   The net effect will be to cause the trade deficit to zoom, slowing the American economy as well.

59.   The net effect will be to provide V.M.I. with a handful of women in upper-class ranks where they may serve as mentors.

60.   The net effect would be that Berkshire would receive a negative interest rate.