51.   My gut feeling is I should roll over to an IRA so I can do an annual review and let the fund manager do the rest.

52.   Most of all, of course, the true fan knows much more than the manager does.

53.   Nothing ITT managers have done so far would give shareholders confidence that they are better off with Araskog and company than with another owner.

54.   Not many money managers did.

55.   No general manager has done his job better.

56.   Or, rather, his marketing manager did.

57.   Professional money managers have done little beyond pocketing quick gains after the gold rush last year of initial public offerings.

58.   Proponents say the markets have become so efficient that it is unlikely a manager can do better than average in the long term.

59.   Seasoned managers may do more than attract money.

60.   So what are managers doing?