51.   Annual reports, news stories, research updates from brokerage houses, and investment newsletters are fertile sources of such information.

52.   Anuff got annual reports in the mail and never opened them.

53.   Annual reports are booklets given to shareholders by publicly held companies.

54.   Appelbaum also pores over loan agreements filed by companies with the SEC as exhibits to their annual reports.

55.   Another red flag, he says, is too many footnotes in the annual report.

56.   Another useful resource is the annual report on discount brokers published by the American Association of Individual Investors.

57.   As a first step in choosing an agency, Ms. Harder advises, ask for a copy of its annual report to see how revenues are generated and disbursed.

58.   As chief justice at the Supreme Court, Rehnquist also serves as leader of the federal judiciary, and makes an annual report to Congress on needed changes.

59.   As J. Michaels reported last March in its annual report, sales were slowing.

60.   As a shareowner of the company, what are some things I can analyze in the annual report to validate the decisions of the board?