41.   Financial services companies worldwide are joining forces to trim costs and increase revenue.

42.   For Wells Fargo, the pioneering agreement with Thrifty reflects its crusade to trim costs as well as serve customers.

43.   France, taking its cue from the German central bank, has followed suit and also trimmed the cost of borrowing.

44.   He also trims federal costs through widespread revisions of pensions, including military stipends and Social Security.

45.   He said the pupil service costs could be trimmed by cutting the size of classes to give more individual attention to students and lessen social and behavioral problems.

46.   High labor costs and no-furlough contracts also make it tough to trim costs.

47.   HealthSouth has prospered by trimming costs and winning managed-care customers.

48.   Hospital officials nationally are seeking ways to trim costs and improve services.

49.   Hospitals moved to trim costs by discharging patients earlier.

50.   HMOs trim costs by making primary-care physicians responsible for part of the cost of care they prescribe.