41.   By giving investors a wider range of options, he said, the new bond may even boost the anemic national savings rate.

42.   Consumers have sated themselves on big-ticket purchases and pushed their savings rates to almost zero, leaving them an unlikely engine of economic recovery, Paulsen said.

43.   Consumers, for example, have increased their savings rate during this downturn.

44.   Credit unions offer most of the services banks do, but most of their loan rates are lower and their savings rates higher.

45.   Daniel Bachman, who wrote the WEFA report, agrees that the savings rate could easily reverse course when the baby boomers retire.

46.   Economists like to see a high savings rate, because it means money is available for companies to use for growth and improvements.

47.   Equally important to many economists, the savings rate moved into positive territory for the first time in three months.

48.   East Asians save a high proportion of their income, while in Latin America growth has been constrained by very low savings rates.

49.   Evidence that wealthy taxpayers also wrote bigger-than-usual checks to the IRS is found in data on savings rates, according to Liro of S.G. Warburg.

50.   Even if the savings rate included stocks, the last year in the markets put a dent in that.